Chicago Tribune - The most popular FHA loan is a fixed-rate loan that requires the borrower to make a 3 ... since taking out the original they may find that their monthly mortgage payments will be higher under the new loan or they may not be able to refinance at ...

Tightening of standards squeezes some buyers out of market
East Valley Tribune - ... local investors, a number of them real estate agents, who hope to refinance ... make sense to get an adjustable-rate mortgage, said Jeff Brock, a loan officer with The Mortgage ... slight increase in the use of Federal Housing Administration, or FHA ...